Confused Debt Piling Up, What To Do?
Question:
Assalamualaikum, chaplain.
Sorry, Mr. Ustadz, I have permission consult.
Sir, I want to ask. Frankly now I am confused, because of the pile of debt that I am facing right now. In fact, the amount of my salary was not sufficient to pay the bank installments each month.
I had to "dig a hole to cover the hole", for various reasons, because none of my friends or relatives knew about what I was going through.
What makes me feel even more sick is that even when I do worship, I don't feel serious, because I am overshadowed by debt.
I ask for enlightenment Sir, what should I do?
Thank you, Ustadz.
Salam,
Fulanah
Answer:
Wa'alaikumussalam warahmatullahi wabarakatuh.
Have cash flow and/or UR or and/or complete balance sheet debt it's human. There is no need to be sad, the important thing is that there is an intention to pay for it. God willing, Allah will provide a way out.
After every prayer, recite the prayer 11 times, be careful that the debt can be paid off.
Also read this prayer:
اللهم اني اعوذ بك من الهم والحزن واعوذبك من العجز والكسل واعوذبك من الجبن والبخل واعوذبك والكسل واعوذبك من الجبن والبخل واعوذبك من لبة الدين واه
Allahumma inni a'udubika minal-hammi wal-huzni, wa a'udzubika minal-ajzi wal-kasali, wa a'udzu bika minal-jubni wal-bukhli, wa a'udzu bika min ghalabatid-daini wa qohrir-rijal.
"O Allah I take refuge in You from senility and sorrow, I take refuge in You from weakness and laziness, I take refuge in You from being afraid and stingy, and take refuge in You from debt bondage and (people's) oppression."
Wallâhu a'lam bish-showâb.
Regards!
Answered by: Ustadz H. Sukron Makmun, Lc., LL. M
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